A small business can compare off-exchange small-group plans through a broker or...

https://highstylife.com/health-insurance-outside-the-exchange-for-a-business-with-no-hr-tools/

A small business can compare off-exchange small-group plans through a broker or directly with insurers, and consider an HRA if individual coverage fits better. Before comparing premiums, check that employees’ doctors and hospitals are in-network.