Understanding VA Loan Credit Standards

https://alpha-wiki.win/index.php/Understanding_VA_Loan_Credit_Standards

So you're thinking about a VA loan and wondering what credit score you actually need? There's no official minimum, but most lenders look for a 620 or higher. They'll check your payment history, debt-to-income ratio, and whether you've had any recent major credit issues. It's not just a number—they want to see a pattern of responsible borrowing.